BreadWinnr.Monthly budget sheet
Give your income a plan, then compare what you planned with what you spent.
Month / year
Take-home income ($)
| Category | Planned ($) | Actual ($) |
|---|---|---|
| Housing | ||
| Utilities & insurance | ||
| Groceries | ||
| Transport | ||
| Minimum debt payments | ||
| Dining & entertainment | ||
| Savings & extra debt | ||
| Other | ||
| Total |
Income minus planned total ($)
One adjustment for next month
Give each dollar one job.
Include savings and extra debt payments in your planned total. If it is higher than take-home pay, adjust the plan before the month begins.